Many factors affect your FICO Scores and the interest rates you may receive. They are now reporting the account as $0 balance but refuse to remove the account . Consumers want to see how a business took care of business. Read More . If you would like to make payment online instead of over the phone, you may do so on our website. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. With account paid and settled. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. This morning I received a phone call from a debt collections agency Convergent Outsourcing. See reviews below to learn more or submit your own review. Convergent Outsourcing is a legitimate debt collection company. So from what I am seeing, either way, Convergent can legally have it on your report. Since they were on leases that left me on the hook for around $1400. Just wanted to share. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. Typically, Convergent Outsourcing is a tough egg to crack. They're worthless and cowardly, and I hope anyone reading this doesn't have to deal with these bottom feeders. Please contact the moderators of this subreddit if you have any questions or concerns. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. How did you get in contact with them i need to pay something off but cant reach them. This is the best way to manage and repair your business reputation. :'(. - Wait a few days, it most likely won't be deleted even if they said it would. Convergent Outsourcing is one of Americas leading collection agencies. Work out a payment plan. It believes youre more likely to pay if youre desperate to get rid of it. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. This reply is in response to your complaint we received from the CFPB. I have the same collections from sprint thru convergent outsourcing on my credit report. I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. I was so close to a derogatory free report. Thank you for visiting Convergent Outsourcing to make a payment on your account. Sprint sent account to collections, Convergent Outsourcing. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Convergent Outsourcing's other names He said this Teresa ** could have had this phone number before it was given to me. I know this thread is a few months old but I thought I'd share my experience. Wixom or Renton - there are three addresses on her Michigan or Washington, Convergent Outsourcing inc Pinnacle credit services asking me to pay a delinquent account with Verizon wireless i have had a Verizon service. Copyright 1997-2023, Ripoff Report. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. Guaynabo, PR 00968. this link is to an external site that may or may not meet accessibility guidelines. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. Learn more about obtaining detailed information about your account over the phone. Sent collection notice for a bill with a wireless provider I have never used. Copyright 1997-2023 Ripoff Report. Just updating my progress with Convergent. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. I would just continue trying and hope to get someone who will delete. Convergent Outsourcing was the most recent CA to report on this debt. Show proof if you have. thanks, just paid it. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. They told me that I am in debt to Sprint for over $300 The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. I ended up paying the entire balance through sprint in order to get account removed. I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. If you have an account with us, we're here to help! If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Maryland Residents: This agency is licensed as NMLS ID # 930053. Convergent Outsourcing/Sprint Help Hi all. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. I just went through this, except the CA for mine was ERC. I paid them a lump sum to settle the account. I never signed a contract). But like most debt collectors, it has a questionable reputation with its customers. Payment FAQs How do I find my account number? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Renton Washington, Convergent Outsourcing Inc bill scam/fraud Renton Nationwide, palisades collection convergent outsourcing, inc I recived a bill today in my name but with my x husbands last name spelled wrong for an at&t bill, I have never had at&t service, I called to dispute it & all I got was them wanting to confirm who I was on a recording & wanting payment for over $400.00 !! I need some advice on how to proceed with this collection account. Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. I have not had business with Dish for over 3 years and left them with a $0 balance. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. They are offering me a 50% settlement offer of, $806.93. FAQs Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. . If that happens then show proof your payment was to Sorint direct and it would be deleted. It's the only way to shut them down. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. They sent my acc. Or, should I try to handle it through Sprint (since they own the debt). They say Im past due in the amount of,$1,613.85. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! I owed a bill to Sprint which I paid to Sprint. I paid them in full. There, you will be able to submit your phone number to our Do Not Call list. Work with Sprint directly if they still own the debt. The records of Verizon Wireless show that your balance of $38.63 is due in full. A link has directed you to this review. Hello all. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. They actually are a debt collections agency. Maryland Residents: This agency is licensed as NMLS ID # 930053. Our content is intended to be used for general information purposes only. We value your privacy. Many companies featured on Money advertise with us. He confirmed that after paying CO, Sprint would delete the account from my CRs. All rights reserved. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. If so how did you proceed? Advertisers above have met our The phone number (mine) is unlisted, private. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. I have a collections account being reported by "Convergent Outsourcing". I never spoke to them again. I'm suprised they just won't delete it since it's paid and they were notified. Engage via Email. Why Ripoff Report will not release author information! After being contacted in writing by Convergent Outsourcing, Inc. on June 1st, 2020, and made aware of an alleged debt, I contacted Sprint regarding this account. My secondary goal is to get this removed ASAP. Therefore, its important to request debt verification ASAP. However, there may be instances where credit reporting agencies take a few weeks to provide updates. I HAVE NEVER OWN A TOYOTA! Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Email. More details on software and accessibility are available at WebAIM.org. How does that work ? We're available to help by phone at 1-800-444-8485 or online through our contact form. The posting time indicated is Arizona local time. IF they said yes, it would be deleted, confirm with them again after paying. Re: PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Phone calls must be made during "reasonable hours" only. to the credit bur. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Phone 2 hrs, transferred numerous times and then they hang up! What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. Thank you for visiting Convergent Outsourcing to make a payment on your account. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. For more information about reviews on ConsumerAffairs.com please visit our Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. We sincerely hope this represents a satisfactory resolution to your concerns. A lady called me from Convergent outsourcing about a Dish Network account. strict standards for business conduct. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. Whether you have a question, need to submit a complaint or want to dispute a debt, you can use this site to contact us. I would discuss with them there was no contract. I received a collection letter that I owed T-Mobile 166.80. They're trying to collect $2,200.39 of which I have no idea what this is. Unsubscribe at any time. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Doubt they will remove it. Get buying tips about Debt Collection Agencies delivered to your inbox. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. So I wonder what step to take to file a claim against this company. GO over it with them and see what they got. Learn more. I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection.